What is Earnin?

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Ever wonder why it takes so long to get your paycheck? Maybe money really does grow on trees. Or someone is painting Ben Franklin’s face on every bill. Here’s the thing: There’s no good reason. Two-week pay periods were invented back when factories were created — along with monocles, steam engines, and phonographs — and companies needed extra time to get the numbers right. But now, it’s the 21st century, and we’re still waiting for our paychecks. Every year, while we wait, more than one trillion dollars of our hard-earned money is held up in the pay cycle. That’s one trillion dollars that could be helping us pay our bills on time — and as a result, Americans rack up fifty billion dollars every year on overdraft and late fees. Doesn’t sound right, does it? We agree. Earnin is a community of people, here to take back payday. And together, we've created our own system. Tell us where your work, connect your bank, and voila! You can get paid the minute you leave. No fees, no interest, no hidden costs. Just your money, instantly — plus features that help you protect and manage it. So how do we keep things running? Earners support the service and each other by tipping what they think is fair. Because we’re all in this together — normal people, trying to create a better system. And our movement is growing stronger everyday. #paydayrebel